Water Damage: What Every Homeowner Should Know

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When water infiltrates through the roof or invades a basement due to infiltration or the bursting of a pipe, owners’ stress levels can increase considerably: anxiety about damage anticipated, need to move temporarily depending on the severity of the situation, etc. In short, water damage should not be taken lightly.

Climate Change At Stake

Today, almost half of the insurance claims relate to water damage. This growth is explained by climate change. Rains and snowstorms are more abundant, more ice storms and freezing periods are followed by mild spells. All of this affects our homes.

Very often, heavy rains overload the municipal drainage system, which causes sewer backups. They can also create an accumulation of water around the house, causing infiltration by the foundations.

If you are a victim of water damage, it is essential to call your insurer first and foremost before a post-disaster cleaner. Most insurers offer 24-hour emergency service. Your insurer can give you the necessary advice and help you see through a situation that can be very stressful.

Why Call Your Insurer First?

Based on their experience and knowledge, your insurer will tell you what to do immediately to secure the premises.

Your insurer will direct you to a qualified water restoration service to carry out the work. Insurers have their business partners whom they select according to the quality of their services and their speed of action. Even if you are not required to do so, it is to your advantage to choose a partner recommended by your insurer. 

This will prevent unpleasant surprises, such as higher cleaning costs, which can significantly reduce the amount of insurance available to carry out restoration work afterward.

Some Useful Precautions In Case Of Water Damages

  • Close the main water inlet if you have not already done so
  • Drain and mop up as much water as possible, ideally within 24 hours
  • Use a wet and dry vacuum to collect the water
  • Dehumidify the room using a dehumidifier and ventilate it with a fan
  • Avoid overheating the room. Keep the heating at normal temperature, taking into account the time of year
  • Wipe wet surfaces and dry fabrics
  • Remove the wet cushions from the couches and armchairs and press them vertically on a wall for even drying
  • Take pictures of the damage
  • Keep invoices and supporting documents for your expenses

If possible, do not immediately dispose of damaged goods. If they pose a danger to the health of your home, therefore, take them outside.

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